The Sewer Tie-In Loan Fund (STILF) is a lending program that provides low-cost loans to homeowners to connect to the local sewer system and abandon their individual septic system or cesspool.
For residents to access funds through STILF, a municipality must first be placed on DEM’s Project Priority List and be issued a Certificate of Approval for the project. The municipality can then apply to the Bank for a lending facility, the proceeds of which can be utilized to make direct loans to homeowners. Residents of participating communities should contact their city or town hall for a financing application.
Anna Coelho Cortes
Director, Customer Engagement
Rhode Island Infrastructure BankView Contact Information